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Financing options

Leasing, financing and hire purchase spread the cost of a vehicle over instalments and differ in ownership and in how the contract ends.

Warning! Borrowing money costs money.

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Compared

The table shows the usual features. The specific contract is always decisive. At Leasify, we broker lease contracts, financing is only available for vehicles that we sell ourselves, and you conclude a hire purchase directly with us for vehicles from our own stock. The terms are stated in the respective offer.

QuestionLeasingFinancingHire purchase
Who owns the vehicle during the term?The lessorYou are the buyer; the vehicle often serves as security for the institutionOwnership generally only passes to you at the end
What happens at the end of the contract?Return, purchase only if agreedThe vehicle belongs to you once fully repaidTransfer of ownership after the agreed payments
With whom do you conclude the contract?With the lessor, Leasify brokersWith the institution, Leasify brokers for its own vehiclesWith Leasify
Who decides on the application?The lessorThe institutionLeasify
Who bears the value risk at the end?Mileage-based leasing: lessor. Residual value leasing: youYouIf you acquire the vehicle, generally you; check the contract
Is there a mileage limit?Yes, agreed with mileage-based leasingGenerally noAccording to the contract
What additional costs may arise at the end?Excess kilometres, loss in value, residual value differenceBalloon payment, if agreedFinal payment, if agreed
Is there a right of withdrawal for consumers?Residual value leasing: statutory. Mileage-based leasing: usually contractual; from 20 Nov 2026 possibly statutory if a purchase right is agreedYes, generally statutoryDepends on the contract
For which vehicles at Leasify?Own stock and partner dealersVehicles that we sell ourselves, also after buying a vehicle you have foundVehicles that we sell ourselves, also after buying a vehicle you have found

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Warning! Borrowing money costs money.

Example calculation based solely on your own assumptions. Not an offer and no commitment. The actual terms are stated by the respective provider after its review.

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  • Securely transmittedYour details are transmitted in encrypted form and handled by our team.
  • Not shared without agreementWe only pass your data to lessors or institutions after discussing it with you.
  • Handled by peopleNo automated system decides on enquiries here.

Prefer to talk directly?
+49 1556 2510090
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  1. 1. Vehicle
  2. 2. Contract
  3. 3. Contact
  4. 4. Review

Step 1 of 4Vehicle

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Trade in a vehicle?
  • No obligationYour enquiry is free of charge and does not commit you to anything.
  • Securely transmittedYour details are transmitted in encrypted form and handled by our team.
  • Not shared without agreementWe only pass your data to lessors or institutions after discussing it with you.
  • Handled by peopleNo automated system decides on enquiries here.

Prefer to talk directly?
+49 1556 2510090
kontakt@leasify-leasing.de

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